Travel insurance will not cover you if you miss your flight due to security delays.
Most travel insurance policies include the Travel Delay benefit, which can cover you if your common carrier is delayed.
Travel Delay can cover a missed flight, but it has to be for a covered reason. The covered reasons for missing a flight vary by policy but may include:
- Flight delay of at least 3-12 hour hours
- Lost or stolen passport, travel documents, or money
- Traffic accident
- Natural disaster
- Road closure due to severe weather or a weather condition that prevents you from getting to the airport
- Terrorism or hijacking
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.