Unfortunately, fear of traveling is never a covered reason to cancel a trip.
While attacks like the mall shooting in Munich can raise travel concerns, unless you had a policy in place that includes Terrorism coverage on July 22, 2016, and the shooting in Munich meets your policy’s definition of terrorism, you cannot be covered to cancel your trip due to the Munich shooting.
Travelers who have the Cancel For Any Reason upgrade can cancel their trip without providing a reason for their cancellation as long as they cancel at least 2-3 days before their departure date. However, the Cancel For Any Reason benefit only reimburses up to 75% of your trip costs. The upgrade can increase your premium by up to 40%, requires you to insure 100% of your trip costs, and is only available within 14-30 days of your first booking for your trip.
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.