Standard travel insurance policies do not provide coverage to cancel your trip out of fear of traveling or fear of a potential terrorist attack at your destination.
You may be covered to cancel your upcoming trip to Orlando due to the terrorist attack if you had a policy in place before June 12 and you meet your policy’s requirements for Terrorism coverage. Generally, you may be eligible for coverage if you are traveling to Orlando within 7-30 days of the June 12 terrorist attack.
If you do not meet your policy’s requirements or did not have a policy in place before the attack, you would not be covered to cancel your trip out of fear of a potential terrorist attack unless you have the Cancel For Any Reason upgrade.
The Cancel For Any Reason upgrade allows you to cancel your trip without providing a reason for your cancellation. This upgrade can increase your policy’s premium by 30-50% and comes with some limitations. You must insure 100% of your trip cost, and you will only be reimbursed 50-75% of your trip cost if you cancel for a reason not covered by the standard policy. Cancel For Any Reason also requires you to cancel your trip at least 2-3 days before your departure date.
This information is time sensitive and may vary based on the travel insurance policy. Please continue to visit our information center for updated FAQs and position statements from Squaremouth’s providers related to the Orlando terrorist attack.
If you have questions about a specific travel insurance policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week.