Yes, many policies allow travelers to cancel their trip because of terrorism at their destination, as long as their policy includes Terrorism coverage and was purchased before the attack occurred.
Many policies provide Terrorism coverage under the Trip Cancellation and Trip Interruption benefits.
In order for this benefit to be triggered, the incident must be deemed “terrorism” by the US Department of State and must meet the policy’s specified requirements. Typical requirements include:
- The incident must occur in or near a city listed on your itinerary
- The incident must occur within a specified time period of your departure date, usually 7-30 days
- The policy was in place before the terrrorist attack occured
- There have been no recent terrorist incidents in the same city within a specified period of time (some policies)
This information is time sensitive and may change or vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7, 365 days a year, and are delighted to help.