I have an upcoming trip to Belgium, can I buy a policy now for cancellation coverage?

Travelers can still purchase a travel insurance policy for a future trip to Belgium.

However, as of March 22, 2016, the Brussels terrorist attacks are no longer considered unforeseen, and policies purchased on or after this date will not provide coverage for losses related to the March 22 explosions in Brussels.

Many policies with Trip Cancellation and Trip Interruption benefits will cover Terrorism as standard. This benefit allows travelers to cancel or interrupt their trip due to a terrorist attack in a city listed in their itinerary. The incident must happen after you have purchased your travel insurance policy. Typically, the event must be deemed as terrorism by the U.S. Department of State and must occur within a specified time of your departure date, usually 30 days.

Some policies exclude cancellation coverage for terrorism if there has been a recent terrorist attack in the same location within the past 30 or 90 days. Many policies do not have this requirement – read through the terrorism coverage for each policy available on Squaremouth.

The Cancel for Any Reason upgrade may also be available to purchase for a future trip. This upgrade allows travelers to cancel their trip for a reason that is not specifically covered by the policy.

In order to be eligible for this upgrade, travelers must meet the policy’s requirements for Cancel for Any Reason, which typically state that the policy must be purchased no later than 14-30 days after making the first trip booking, and that the traveler must insure 100% of their trip cost. The trip must be cancelled at least 2-3 days prior to the scheduled departure date, as the benefit does expire. Additionally, this upgrade generally increases the premium by about 40%, and provides a maximum of 75% reimbursement of your trip cost.

This information is time sensitive and may change as events unfold. Please check back for updated FAQs and provider position statements.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7.


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