Travel insurance will not cover you if you miss your flight due to extra screenings at the airport for the coronavirus.
Many airports are screening travelers for signs of the coronavirus. However, travel insurance does not cover delays or missed flights caused by these screenings or security delays.
In order for a missed flight to be covered by travel insurance, it must be for a reason listed under your policy’s Travel Delay coverage. The most common covered reasons for Travel Delay are inclement weather or a mechanical breakdown of a common carrier. While some policies cover any delay of a common carrier, missing your flight because you were stuck at a security checkpoint due to screening for the coronavirus is not considered a common carrier delay.
This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!