Last Updated: 02/18/2021 08:54AM ET

Hurricane Otto was first named a tropical storm by the National Hurricane Center on November 21, 2016.

Many travel insurance policies include coverage for hurricanes and tropical storms that impact travel. Travelers who had a policy in place prior to November 21, 2016 may have coverage for Hurricane Otto, including Trip Cancellation and Travel Delay.

You must have purchased a policy before November 21, 2016 to be eligible for coverage for Hurricane Otto.

Typically the hurricane must significantly impact your trip to trigger cancellation coverage — such as rendering your accommodations uninhabitable or significantly delaying your flight to your destination.

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