Brussels Terrorist Attack

ST PETERSBURG, FL March 22, 2016 -- A series of terrorist attacks in Brussels, Belgium has shut down transportation and led to a wave of questions and concerns from travelers with plans to visit Europe. Travel insurance comparison site Squaremouth explains what travelers need to know now about coverage related to these terrorist attacks.

Travel insurance can cover unforeseen events, including unexpected illnesses, terrorist attacks, inclement weather and natural disasters, and other events that cause a complete cessation of travel, such as a strike of a travel supplier.

For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State.

A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.

An increased risk of terrorism, or fear that a terrorist attack will occur because of the recent bombing in New York, is not a covered reason to cancel your trip with standard travel insurance.

Travel insurance can provide coverage for Trip Interruption, Missed Connection and Travel Delay benefits, depending on the circumstances of the diversion.

If your travel insurance policy includes terrorism coverage within the Trip Cancellation benefit you may be covered to cancel your trip to Belgium due to the terrorist attacks in Brussels. Coverage for terrorism varies between each policy and often times must meet certain requirements in order to be covered.

If your travel insurance policy includes Terrorism coverage, you may be covered to cancel your trip if another terrorist attack occurs.

The Europe Travel Alert for does not affect the availability of travel insurance coverage for travel to Europe. Travelers can still purchase travel insurance for future trips to Europe, including cancellation policies with Terrorism coverage.