Official position statements from Squaremouth’s travel insurance providers on the Copenhagen Shootings.
APRIL Travel Protection
Since it has been declared an act of terrorism, it is considered a covered unforeseen event qualifying for trip cancellation or interruption coverage under the APRIL policies. We will contact you if there are any new releases from the Department of State relating to this event.
HCC Medical Insurance Services
HCC Medical Insurance Services is saddened by the recent shootings in Denmark. While authorities are still determining the motivation behind it, HCCMIS reminds travelers that terrorist attacks can occur at any time and it is important to take as many precautions as possible when traveling abroad. Our Atlas Travel medical insurance plan has benefits included specifically to cover injury or illness directly resulting from an Act of Terror. If there has not been a State Department issued travel warning for the destination within the past 6 months, or an issued advisory to depart the country within the last 10 days, the benefit will pay up to $50,000 for the covered injury or illness. Despite this coverage, we urge travelers to heed all travel warnings.
Our sympathies go out to those impacted by the violence in Copenhagen on February 1 5. RoamRight urges all travelers to be cautious, and review their travel insurance policy for coverage.
Regarding the threat of terrorism, RoamRight policies provide coverage for events within city limits that are identified by the U.S. Government as terrorist attacks and occur within 30 days of a traveler’s departure date. If a traveler is already in a city and a terrorist attack occurs, we will provide coverage to assist in evacuating them from that location.
Specifically, RoamRight’s policies allow for trip cancellation or interruption benefits if:
– The U.S. Government deems an event as a terrorist attack,
– The attack occurs after the traveler’s effective date of coverage,
– The attack is within the territorial limits of a city listed on the traveler’s itinerary, AND
– The attack occurs within 30 days of the traveler’s departure.
It is important to note that RoamRight’s standard travel insurance policies do not provide trip cancellation or interruption coverage for war, invasion, acts of foreign enemies, civil war, or hostilities between nations (whether declared or not). To protect against those situations, RoamRight offers a Cancel For Any Reason upgrade that may provide coverage, provided the trip is cancelled 48 or more hours prior to departure.
Travelers who are in-country and experience a political emergency due to government or social upheaval may be protected by RoamRight’s Political Evacuation services, provided that the traveler and the situation meets the provisions outlined in the purchased RoamRight policy.
If you have any questions about your coverage, please contact RoamRight at 1-800-699-3845 or firstname.lastname@example.org.
On Saturday February 14th and Sunday, February 15th, 2015, a Danish man attacked a free-speech debate at a cafe in Copenhagen, Denmark, before shooting and killing a Synagogue guard nearby.
The U.S. Department of State declared these shootings in Copenhagen an act of Terrorism.
This incident may be considered an event qualifying for Trip Cancellation and Trip Interruption coverage for Tin Leg customers with Economy, Standard and Luxury policies.
Travelers who purchased a Tin Leg policy prior to February 14th, 2015, may be eligible for Cancellation and Interruption coverage if the terrorist attack meets their policy’s definition and impacts their travel plans.
In order for an attack to be covered, it must meet the following requirements:
- Occur after the policy is purchased
- Be deemed an act of terrorism by the U.S. Department of State
- Result in the complete cessation of travel services at the point of departure or destination for the below specified amounts of time:
- Tin Leg Economy policy: 48 consecutive hours
- Tin Leg Standard policy: 24 consecutive hours
- Tin Leg Luxury policy: 12 consecutive hours
- Occur within 7 days of your departure
- Occur within 50 miles of a city listed on your itinerary
Please contact Tin Leg with any questions at 844-240-1233, we are delighted to answer any additional questions.
The following travel insurance providers have not released an official position statement on the Copenhagen Shootings as of February 17, 2015.
Air Ambulance Card
Azimuth Risk Solutions
CSA Travel Protection
Global Alert Administrators
John Hancock Insurance Agency
Travel Insured International
USA-ASSIST Worldwide Protection