John Hancock Insurance Agency – Turkey Coup Attempt Travel Insurance Coverage Position Statement
Military Coup in Turkey
Please note that this event does NOT fall within the unforeseen events covered under trip cancellation or trip interruption of American Modern’s Travel insurance programs.
The only exception would be for those policyholders who selected cancellation for any reason coverage.
Regarding the FAA ban on all flights from the USA to Turkey and all flights departing from Turkey to the USA. That is:
- There may be coverage under Trip Delay if the person had already departed for or is the process of returning home from their covered trip.
- Trip delay coverage varies among plans. Some plans cover defined hazards, which may include any delay of a Common Carrier (including Inclement Weather). Other plans cover the same unforeseen events as trip cancellation or trip interruption.
- Neither the military coup or the FAA’s ban are unforeseen events, so these separate events may not be covered.
- Terms and conditions may vary by program; please refer to the actual policy.