Hurricane Matthew – iTravelInsured

iTravelInsured – Hurricane Matthew Travel Insurance Coverage Position Statement

Posted 09/29/2016

Tropical Storm Matthew— named on Sept. 28, 2016 – is forecasted to reach hurricane-strength winds of 74 mph in the central Caribbean by Friday, Sept. 30, 2016, according to the National Hurricane Center.
International Medical Group® (IMG®) members who purchased a travel insurance policy prior to Sept. 28, 2016, may receive trip cancellation, trip interruption, missed connection or travel delay benefits if their travel plans are affected by this event. Policies purchased on or after Sept. 28 may not provide coverage for claims related directly or indirectly to this tropical storm.
“Inclement Weather” means any weather condition that delays the scheduled arrival or departure of a Common Carrier.
With reference to coverage under IMG’s iTravelInsured® Travel Lite, SE and LX policies:

Trip Cancellation/Trip Interruption: Benefits will be paid, up to the maximum benefit amount shown in the declarations page, to reimburse you for the amount unused non-refundable prepaid payments or deposits you paid for travel arrangements, including up to $75 for the cost of airline-imposed fees to rebank frequent flyer miles for air flights to join your trip when you are prevented from taking your trip due to:
Inclement weather that causes complete cessation of services for at least 6 consecutive hours of the common carrier on which you  are scheduled to travel;
Up to 7 days mandatory evacuation ordered by local government authorities at your trip destination (or official public evacuation notices or recommendations without a mandatory evacuation order issued) due to adverse weather or natural disaster;
Your or your Traveling companion’s primary place of residence or destination being rendered uninhabitable and remaining uninhabitable during your scheduled trip, by fire, flood, burglary or other natural disaster. The company will only pay benefits for losses occurring within 30 calendar days after the natural disaster makes your destination accommodations uninhabitable. Your destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural damage allowing elemental intrusion, such as rain, wind, hail, or flood; (iii) immediate safety hazards have yet to be cleared such as debris on roofs or downed electrical lines; or (iv) the rental property is without electricity or water. Benefits are not payable if a storm, snow storm, blizzard or hurricane is named on or before the effective date of your trip cancellation coverage.
Missed Connection: If you miss your cruise or tour departure because your arrival at your trip destination is delayed for 3 or more hours due to:
A documented weather condition preventing you from getting to the point of departure.
Travel Delay: Benefits will reimburse for reasonable accommodation, meal and local transportation expenses incurred, up to the maximum benefit amount shown in the declarations page, if you  are delayed for 6 hours or more while enrooted to or from, or during your Trip, due to:
A documented weather condition preventing you from getting to the point of departure.
In event of a claim, please contact us at:

iTravelInsured Claims Department
P.O. Box 88503
Indianapolis, IN 46208-0500
Telephone: 1.866.243.7524 or 1.317.655.9798
Fax: 1.317.655.4505
E-mail: itravelclaims@itravelinsured.com
For general inquiries please contact us at:

iTravelInsured Agency Services

P.O. Box 88509
Indianapolis, IN 46208-0509
Telephone: 1.866.347.6673 or 1.317.655.9796
Fax: 1.317.655.4505
E-mail: service@itravelinsured.com
The insurance described in this document is a brief description of coverage provided under Policy Form Series T-210 MP, underwritten by the United States Fire Insurance Company and is subject to the terms, conditions, limitations and exclusions of the policy. Please see the plan documents for complete details. Coverage may vary or may not be available in all states. C&F and Crum & Forster are registered trademarks of United State Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2015.
Source: http://www.nhc.noaa.gov/archive/2016/