Why Choose Berkshire Hathaway Travel Protection for Travel Insurance

Notable Features
  • Rated a Best Travel Insurance Provider by Forbes
  • All policies currently hold an AM Best Rating of A++
  • Innovative and efficient claims process

Berkshire Hathaway Travel Protection is one of the leading travel insurance brands on the market. They offer travelers a variety of highly regarded, comprehensive policy options that include key benefits such as Trip Cancellation, Travel Delay, and Emergency Medical coverage.

Berkshire Hathaway Travel Protection’s most unique feature is their approach to the claims process. Policyholders are able to initiate the claims process with a quick photo from their mobile device, and may experience faster than normal payout times. All Berkshire Hathaway policies have a Superior financial rating, earning an A++ score from AM Best.

In addition to a unique and efficient claims process, customers may also benefit from Berkshire Hathaway Travel Protection’s generous 15-day Money Back Guarantee period across all of their policies. Past customers also rate the provider highly, giving them a favorable 4.3 stars out of 5.

This provider summary was written internally by a Squaremouth policy expert.

About Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection is different. Our proactive claims processing is revolutionary in the industry, and we’re determined to give travelers the coverage they need in simpler and smarter ways than ever before. We can’t ignore how technology and travel have changed each other. Why would we want to? Together, they make the world a bigger place. Berkshire Hathaway Travel Protection offers a suite of travel-insurance products with innovative features like “pic and a click” claim filing and rapid claims payments.

Berkshire Hathaway Travel Protection is the marketing name used by Berkshire Hathaway Specialty Concierge, LLC and its licensed producer, Berkshire Hathaway Global Insurance Services, LLC, in connection with the aforementioned travel insurance product. Underwriter and producer information is available at https://www.bhtp.com/legal/disclaimer

Berkshire Hathaway Travel Protection

Overall Rating 4.3
  • 5 stars
    376
  • 4 stars
    101
  • 3 stars
    53
  • 2 stars
    25
  • 1 star  
    25

54,752
policies sold

0.1%
negative reviews

0.1% (50) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by Berkshire Hathaway Travel Protection


ExactCare

Policy Description:

In addition to trip cancellation and interruption, ExactCare plans include coverage for trip delay, missed connections, lost or delayed baggage, medical expenses, and emergency evacuation with repatriation of remains. Worldwide 24/7/365 assistance services are included to help travelers with emergency medical assistance, lost baggage tracking, emergency cash transfer, emergency or last minute travel arrangements, assistance with replacing lost travel documents, and much more. ExactCare also features family-friendly pricing.

Underwritten By: Berkshire Hathaway Specialty Insurance Company

Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944

AM Best #: 00864

AM Best Rating: A++ (Superior)


ExactCare Value

Policy Description:

ExactCare Value plans include coverage for trip cancellation and interruption, lost or delayed baggage, medical expenses, and emergency evacuation with repatriation of remains. Worldwide 24/7/365 assistance services are included to help travelers with emergency medical assistance, lost baggage tracking, emergency cash transfer, emergency or last minute travel arrangements, assistance with replacing lost travel documents, and much more.

Underwritten By: Berkshire Hathaway Specialty Insurance Company

Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944

AM Best #: 00864

AM Best Rating: A++ (Superior)


LuxuryCare

Policy Description:

LuxuryCare includes BHTP’s highest limits of coverage for the more expensive, dream vacation, such as trips costing up to $100,000 per insured, $100,000 in medical expense coverage and up to $1 million in medical evacuation. LuxuryCare also includes the comprehensive, bundled coverages found in traditional travel insurance plans like trip interruption, trip delay, missed connections, lost or delayed baggage, and worldwide emergency travel assistance.

Underwritten By: Berkshire Hathaway Specialty Insurance Company

Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944

AM Best #: 00864

AM Best Rating: A++ (Superior)


ExactCare Lite

Policy Description:

ExactCare Lite is for your drive vacation and includes coverage for trip cancellation and interruption to cover non-refundable expenses like hotels, attractions or event deposits. ExactCare Lite also includes coverage if your trip is interrupted due to a traffic accident, and comes bundled with emergency medical and medical evacuation coverage to protect against unexpected out-of-network or out-of-pocket medical expenses while on your road trip vacation.

Underwritten By: Berkshire Hathaway Specialty Insurance Company

Underwritten Location: 1314 Douglas Street, Suite 1400 Omaha, NE 68102-1944

AM Best #: 00864

AM Best Rating: A++ (Superior)

Verified Customer Reviews

  • 580 Reviews Since 2016

  • Rating 5 out of 5
    Policy:
    LuxuryCare
    Review Received:
    March 22, 2024
    William from WI Verified Squaremouth Customer

    Overall experience outstanding! Unfortunately we had a medical situation develop that required attention while in Jamaica. Fortunately, the situation was handled and we were able to complete our trip. Upon return to the US, we filed a claim through the BH online process. Within hours a response was received from BH identifying support documentation required, and identified a 15 day window that the claim would be paid. Various means of submitting the documentation were identified (including a direct customer service number if we preferred). We submitted documents via the online process and our full claim was paid within 13 days. Highly recommend BH Travel Protection.

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    2 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    ExactCare Lite
    Review Received:
    March 20, 2024
    John from MN Verified Squaremouth Customer

    I filed a claim on March 1 - Berkshire Hathaway had 15 days to review. I heard nothing after 17 days and contacted their customer service only to find out that we were missing a document. The documents requested included "Cancellation Penalties - Carriers cancellation policy (CruiseLine/Tour Operator/Airline) to support on-refundable portion being claimed". We did not use a CruiseLine, Tour, or Airline so I didn't include that document. The instructions could have been clearer, and it would have been helpful to get the information that something was missing when the original documents were submitted

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    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    ExactCare Value
    Review Received:
    March 16, 2024
    terry from PA Verified Squaremouth Customer

    I'll let you know as soon as the claim process is complete.

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    0 out of 0 people found this review helpful
Show All Reviews

All reviews are from Berkshire Hathaway Travel Protection customers

Contact Information for Berkshire Hathaway Travel Protection

Customer Service:
844-411-2487
Hours of Operation:

Monday - Friday: 7:00am to 7:00pm CST.

Claims Phone:
844-411-2487
Claims Hours of Operation:

Monday - Friday: 7:00am to 7:00pm CST.

Mail to:
Berkshire Hathaway Travel Protection
P.O. Box 2986
Clinton, Iowa 52733-2986
Emergency Assistance:
Inside USA 844-411-2487
Outside USA 715-303-6333
Claims Email:
claims@bhtp.com
Fax: 715-303-6328
Provider Claims Website