Notable Features
WorldTrips is a popular travel insurance provider that specializes in creating policies with strong medical protection for both domestic and international travelers. On Squaremouth, you can find a broad spectrum of their policies that offer varying benefits and coverage limits.
WorldTrips excels with their Pre-Existing condition coverage, which is included in all eligible policy purchases. Their Medical Evacuation coverage is also among the highest found on Squaremouth, with the majority of their plans providing up to $1,000,000 in coverage. Certain WorldTrips policies also feature up to $150,000 in Emergency Medical coverage, making them a great choice for travelers concerned about experiencing a medical emergency while away from home.
Aside from generous coverage within the medical benefits, a handful of WorldTrips’ policies include financial protection against cancellations, delays, and missed connections. WorldTrips also offers one of the most generous Money Back Guarantee periods on the site, with certain policies allowing travelers to refund their policy up until the day before they depart for their trip.
This provider summary was written internally by a Squaremouth policy expert.
Established in 1998, WorldTrips has crafted its medical plans over years of experience to benefit non-U.S. residents and U.S. residents alike. The medical plans available are designed to assist travelers taking a single trip abroad, or multiple international trips throughout the year. The comprehensive plans offer trip protection benefits for U.S. residents looking to cover pre-paid, non-refundable trip costs.
WorldTrips, headquartered in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide. They are a recognized leader in the field of international health insurance, offering international medical insurance products designed to meet needs of customers worldwide.
Assistance services for WorldTrips comprehensive and medical plans are available 24 hours a day, seven days a week. WorldTrips is committed to “Coverage Around the World”. Whenever you travel, you’ll have someone in your corner.
Policy Description:
This product provides medical coverage outside your home country for as little as 5 days and up to 12 months. Coverage can be extended or renewed up to 12 months.
Underwritten By: Lloyd's
Underwritten Location: One Lime Street, London, UK, EC3M 7HA
AM Best #: 085202
AM Best Rating: A (Excellent)
Policy Description:
This product provides medical coverage outside your home country, including the US, for as little as 5 days and up to 12 months. Coverage can be extended or renewed up to 12 months.
Underwritten By: Lloyd's
Underwritten Location: One Lime Street, London, UK, EC3M 7HA
AM Best #: 085202
AM Best Rating: A (Excellent)
Policy Description:
Atlas Premium insurance provides the same benefits as our popular Atlas Travel plan, but offers higher coverage limits for many important benefits.
Underwritten By: Lloyd's
Underwritten Location: One Lime Street, London, UK, EC3M 7HA
AM Best #: 085202
AM Best Rating: A (Excellent)
Policy Description:
Atlas Premium insurance provides the same benefits as our popular Atlas Travel plan, but offers higher coverage limits for many important benefits.
Underwritten By: Lloyd's
Underwritten Location: One Lime Street, London, UK, EC3M 7HA
AM Best #: 085202
AM Best Rating: A (Excellent)
Policy Description:
Atlas Journey Economy, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for budget-conscious U.S. residents traveling domestically and abroad.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Economy also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
Customize your Atlas Journey Economy plan to fit your needs by adding one or more of the optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.
Finally, the Atlas Journey Economy plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Economy is designed to
be there for you if trouble arises.
Underwritten By: U.S. Specialty Insurance Company
Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094
AM Best #: 000747
AM Best Rating: A++ (Superior)
Policy Description:
Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.
Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.
Underwritten By: U.S. Specialty Insurance Company
Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094
AM Best #: 000747
AM Best Rating: A++ (Superior)
Policy Description:
Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.
Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.
Underwritten By: U.S. Specialty Insurance Company
Underwritten Location: 13403 Northwest Freeway Houston, Texas 77040-6094
AM Best #: 000747
AM Best Rating: A++ (Superior)
It is hard to compare so many offerings, especially when I don't understand the minute differences in coverage. The representatives always help me make a decision and came up with different ways to meet the variety of needs that we had.
In our case, we needed assistance to get a medication in the UK that we had left home in the US. They were so responsive and helpful. We ultimately did not get the medication because my husband didn't want to take time out of our trip to do it, but I'm sure that process would have been as easy as it is to purchase the policy. I can't say enough about how grateful I am that we had the ability to find medical care and that World Trips made it so easy.
thankful for easy booking experience
The issue we encountered so far was not receiving copy of our paid policy via email that we provided. We found a link for rating the service and only after then someone sent us a copy. We don't know how the claiming process will be like, we are done with our trip and grateful that we didn't have to use the insurance.
All reviews are from WorldTrips customers
For Use With These Policies: Atlas International excl US, Atlas America incl US, Atlas Premium International excl US, Atlas Premium America incl US
Everyday, 24 hours per day
Everyday, 24 hours per day
For Use With These Policies: Atlas Journey Premier, Atlas Journey Preferred, Atlas Journey Economy
Monday through Friday 8:00am - 6:30PM ET
Monday through Friday from 8:30am to 5:00pm ET