Are mental or nervous conditions covered?

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Short Answer

Unfortunately, mental and nervous conditions are generally excluded from coverage, although some policies may provide coverage in the event of hospitalization due to a mental or nervous condition. 

More Detail

Mental and nervous conditions and disorders are generally excluded from coverage within travel insurance. However, some policies will offer coverage in the event of a hospitalization due to a  mental or nervous condition.

Additionally, if you are concerned about being covered for Trip Cancellation due to a mental or nervous condition without hospitalization, the Cancel For Any Reason benefit may be available to you. Cancel For Any Reason is a time-sensitive upgrade that is available on some policies to be purchased within 14-30 days of your initial booking date.  

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!

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