Yes, you can insure all, some, or none of your prepaid and non-refundable trip costs now. If you only insure some of your costs, you can increase your trip cost later as you incur those additional costs.
You can insure only a portion of your trip costs now and increase your coverage at a later date by contacting your travel insurance provider directly. Increasing your trip cost may increase your premium, however there will be no fees to modify your policy.
Policies including time-sensitive benefits, such as Cancel For Any Reason and Pre-Existing Condition coverage, typically require you contact the provider to insure your subsequent payments within 14-30 days of making each payment.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!