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Can I insure my unborn baby?

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Short Answer

No, unfortunately, you are not able to insure your unborn baby. 

More Detail

Most policies require a baby is at least 14 days old in order to be insured.

If you buy a policy when you are pregnant you can purchase coverage for you and your traveling companions. Once the child is born, a separate policy can be purchased as soon as the baby becomes eligible. Travel insurance policies including Trip Cancellation coverage can be purchased right up to the day before you travel. Emergency Medical coverage can be purchased before or during a trip.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!

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