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Can I remove benefits from a policy to make it cheaper?

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Short Answer

No, unfortunately, you are typically not able to remove benefits from a policy.

More Detail

The majority of travel insurance policies are sold as comprehensive packages. You will typically only have the option to upgrade, not remove benefits from the policy. If you purchased a policy with an upgrade, you may be able to have this removed for a refund of premium within the Money Back Guarantee period.

Typically, the only benefits that can be removed from a policy are Trip Cancellation and Trip Interruption coverage, which can be done by changing your trip cost to $0. This can be done during your Money Back Guarantee period, and typically reduces the premium.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!