I need to cancel my trip and file a claim, but I have not paid for the full trip cost yet. What am I covered for?

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Short Answer

If you cancel your trip and file a claim before you have paid your full trip cost, you may be reimbursed for the amount you have paid up to the amount you have insured on your policy. 

More Detail

You can file a claim for any prepaid and non-refundable costs you have made towards your trip. If your claim is approved, you may be reimbursed up to the amount you insured on your policy. If you have insured the full trip cost, but have only paid for a portion of the trip, you can only be reimbursed for expenses you have lost.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!