If you decide not to take the trip you have insured, you may be able to receive reimbursement for your premium or apply your coverage to a different trip.
Every travel insurance policy comes with a Money Back Guarantee, a period of time after purchase during which you can cancel your policy and receive a refund of the premium. This “Free Look Period” is typically 10-14 days following the day you purchase the policy. Many International Medical policies offer a Money Back Guarantee until you depart for your trip.
If the Money Back Guarantee period has already ended, cancelling your policy will be considered by the insurance provider on a case-by-case basis. Some providers will automatically provide a pro-rated refund, however, please note a refund is not guaranteed. The provider may also provide you with an option for a credit to be used for a future trip.
Alternatively, please note, if your trip must be cancelled due to one of your policy’s covered reasons, you can file a Trip Cancellation claim to be reimbursed for your insured trip costs.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!