What is 24 hour AD&D coverage?
Short Answer
The 24 Hour AD&D benefit provides a cash payout in the event of an accidental loss of life or limb during your covered trip.
More Detail
The 24 Hour Accidental Death and Dismemberment benefit provides a cash payout in the event of accidental loss of life or limb during your covered trip. This benefit typically provides the smallest payout compared to the other forms of AD&D coverage that can be included on a travel insurance policy.
Other types of AD&D coverage include Flight Only AD&D and Common Carrier AD&D. These benefits limit coverage to specific portions of a trip, either while on an airplane or on a common carrier, while 24 Hour AD&D can provide coverage at any time during your trip.
In most cases, a policy’s general exclusions will also apply to their AD&D coverage.
A list of policies that include 24 Hour AD&D can be found here: https://www.squaremouth.com/travel-insurance-benefits/24-hour-a-d-and-d
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!
- Author: Steven Benna
- Title: Lead Data Analyst