Flight Only AD&D provides a cash payout in the event of an accidental loss of life or limb that occurs while you are in-flight on a covered trip.
The Flight Only Accidental Death & Dismemberment benefit provides a cash payout in the event of an accidental loss of life or limb that occurs on a flight on a covered trip. This benefit typically provides the highest payout compared to other forms of AD&D coverage within travel insurance. Flight Only AD&D coverage can typically be applied to travelers who are passengers of a licensed air conveyance. Travelers who are piloting their own plane or acting as crew are generally excluded.
In most cases, a policy’s exclusions will also apply to the AD&D coverage.
A list of policies that include Flight Only AD&D can be found here: https://www.squaremouth.com/travel-insurance-benefits/flight-only-a-d-and-d
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!