Medical

What is Primary Medical coverage?

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Short Answer

Primary policies allow you to file a claim with your travel insurance provider first, before filing a claim with your health care provider.

More Detail

The Emergency Medical benefit on a travel insurance policy will be either Primary or Secondary. Whether a policy is Primary or Secondary determines the order in which a medical claim is filed.

Primary policies allow you to file a claim directly with your travel insurance provider, then with your health care provider for any remaining medical expenses.

Secondary coverage requires you file a claim with any other insurance you may have before filing a claim with your travel insurance provider.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!

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