Travel arrangements that are prepaid and non-refundable can be included as your trip cost.
You can include any prepaid and non-refundable travel expenses in your trip cost. This commonly includes flights, hotel arrangements, cruises, tours and excursions. Frequent flier miles and points are not insurable and should not be included, however, you can insure the taxes and fees associated with your points or miles.
You may choose to insure none, some, or all of your trip cost. However, some benefits like Pre-existing Medical Condition coverage and Cancel For Any Reason coverage require you to insure 100% of your pre-paid and non-refundable Trip Cost.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!