When you should purchase a travel insurance policy is dependent on the specific benefits you are looking for.
Standard Trip Cancellation policies can be purchased up until the day before your departure. Some time-sensitive benefits included in Trip Cancellation policies must be purchased within 14-30 days of your initial booking date. Additionally, some International Medical policies can be purchased after you have started traveling.
Policies offering Trip Cancellation coverage are available for purchase up until the day before the trip begins. However, the sooner the policy is purchased, the sooner the cancellation coverage can begin. Cancellation policies begin covering you the day after the policy is purchased.
Some benefits, such as Pre-Existing Condition coverage and Cancel For Any Reason, are time-sensitive, and require the policy to be purchased within a specific amount of time following your deposit date. Typically, these benefits require the policy to be purchased within 14-30 days of the first booking date.
Some International Medical policies can be purchased after the you have departed.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!