Missing a flight due to traffic is not covered within travel insurance, however, you can be covered if you are directly involved in a traffic accident.
Missing a flight due to traffic is not covered, however, some policies will provide coverage if you are in a traffic accident on the way to your departure. If you are in a traffic accident, coverage can be available under both the Travel Delay and Trip Interruption benefits, depending on the policy. These benefits typically require a police report to substantiate the accident.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!