As airlines begin to cancel flights, travelers who purchased a travel insurance policy before May 21, should check the policy wording to see where they are covered. Travelers should look for key phrases, such as Trip Cancellation and Interruption, Travel Delay and Missed Connection. Most travel insurance policies are similar in that they reimburse the cost of food, lodging and local transportation during a delay. However, policies tend to differ in the reasons a traveler can cancel and receive a refund. Travelers with policies that consider the events in Iceland to be adverse or inclement weather may be covered to cancel.
If a traveler bought a travel insurance policy after May 21, they will most likely not be covered. “Travel Insurance policies generally do not cover events related to natural disasters that are in progress or have just happened,” warns Squaremouth’s CEO Chris Harvey. Once an event is considered foreseen, it is too late to purchase a policy that will cover that event.
Travelers who do not already have travel insurance and want cancellation coverage, should look for a policy with the Cancel for Any Reason benefit. Cancel for any Reason coverage is a catch-all benefit that, if purchased within 14 to 30 days of an initial deposit payment, allows a customer to cancel a trip without explanation and receive a refund up to 75 percent of the trip cost.
Squaremouth is maintaining a continuously updated list of official carrier statements regarding the Grimsvotn volcanic eruption in Iceland here: https://www.squaremouth.com/grimsvotn-eruption-provider-statements
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The cornerstone of our commitment to customers is Squaremouth’s guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.
Squaremouth offers products from the following travel insurance carriers:
Air Ambulance Card, CSA Travel Protection, Global Alert Admin, Global Rescue, Global Underwriters, HCC, HTH Worldwide, IMG, ITravelInsured, Medex, Medjet Assist, MH Ross, On Call International, Seven Corners, Travel Guard, Travel Insurance Services, Travel Insured, Travelers Liberty, Travelex, TravelSafe and USA Assist.
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