St. Petersburg, FL February 8, 2012 – The recent civil unrest in Egypt and Syria has travelers concerned whether travel insurance will allow them to cancel their upcoming trip. According to Squaremouth.com, a site for comparing and purchasing travel insurance, most policies will not offer cancellation coverage for a riot or civil unrest.
“In this type of situation, the only cancellation coverage available would be a policy with Cancel for Any Reason,” explains Chris Harvey, CEO of Squaremouth. “However, if someone has already begun traveling, some policies will offer protection to evacuate them out of the country.”“The United States warns U.S. citizens against travel to Syria and recommends that U.S. citizens in Syria depart immediately,” advises the U.S. Department of State. All official U.S. embassy personal and family have left Syria due to the violence and a deteriorating security situation.
If someone has recently booked a trip and wants the ability to choose whether they travel, Cancel for Any Reason is an upgrade benefit that allows them to cancel their trip without an explanation. Travelers will receive a refund up to 75 percent of the trip cost, however, they must purchase the travel insurance policy within 14-30 days of the initial deposit.
If someone is currently traveling in Egypt or Syria, they should check their travel insurance policy to see if Non-Medical Evacuation coverage is available. “Non-Medical Evacuation is specifically designed for this type of situation and covers the cost of transporting the traveler from a place of danger to a nearby place of safety,” explains Harvey. This benefit is available in policies provided by HCC Medical Insurance Services, IMG, MH Ross, Seven Corners, Travel Guard, Travel Insured and Travel Safe.
Travelers overseas may also be able to find coverage under the Travel Delay and Missed Connection benefits. Travel Delay will reimburse the cost of lodging, food and local transportation during the delay, while Missed Connection will reimburse the cost of catching up to the trip if the delay causes a missed departure.
Squaremouth has compiled a list of official travel insurance provider statements regarding the civil unrest in Egypt and Syria here: https://www.squaremouth.com/travel-advice/insurance-provider-statements-on-unrest-in-egypt-and-syria/
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