ST. PETERSBURG FL October 10, 2017 — Wildfires in California are threatening homes and popular tourist destinations, including Disneyland and Napa Valley. Leading travel insurance comparison site, Squaremouth, answers the top 3 travel insurance questions from travelers with trips affected by the fires.
What if there are fires at my destination?
If you’re traveling to an area that’s affected by the fires, your travel insurance policy may cover you to cancel your trip and refund your trip expenses.
Many travel insurance policies with the Trip Cancellation benefit cover natural disasters, including wildfires, that prevent travelers from taking their trips. In order for a traveler to be covered, their destination must be under a mandatory evacuation or deemed uninhabitable.
What if my travel plans are ruined?
Popular tourist areas in California, including Disneyland and Wine Country, may close down if the wildfires continue to spread. If you have a trip planned to these areas, or other affected areas in the state, a closure that ruins your plans is likely not enough to cancel.
Trip Cancellation doesn’t cover loss of enjoyment. As long as you aren’t prevented from reaching your destination, and your hotel is safe, you will not be refunded to cancel your trip. Only travelers who bought the Cancel For Any Reason upgrade can cancel due to loss of enjoyment.
What if I live in California and my home is at risk?
California residents are the most frequent travelers in the United States, according to Squaremouth sales data.
If a resident’s home is damaged by the fast-spreading wildfires, many travel insurance policies can refund their trip costs if they must cancel. In order for a traveler to be reimbursed to cancel their trip because their home is damaged, it must be rendered uninhabitable.
Squaremouth’s California Wildfires and Travel Insurance Information Center explains travel insurance coverage with up-to-date information for travelers affected by the fires, including answers to FAQs and statements from providers.