Baggage Coverage Is Limited
Most travel insurance plans cap the insurance company’s liability at $100 to $500 per item, with a total maximum that could be anywhere from $500 to $3,000 per person, depending on the policy. So if you have expensive items like a laptop computer or jewelry, you don’t want to put them in your checked bag or leave them in your hotel unattended.
“For expensive items valued over $1,000, you can insure your luggage through your homeowner’s insurance or the credit card you used to buy the item,” says Kasara Barto, a spokesperson for Squaremouth, a travel insurance provider.
Read the full Forbes article online here: https://www.forbes.com/advisor/travel-insurance/lost-luggage-coverage/?fbclid=IwAR0Hqei6lHefr3Jwa5gdUrySU37WLVkLOt9FyaXITDh9GWkcni6YpVY0i2Y