No matter where you buy travel insurance for your next trip, you’ll want to give the subject some serious thought pre-departure.
“But before you buy travel insurance, do some digging,” advises Kimberlee Leonard, an insurance analyst for FitSmallBusiness.com, a personal finance website.
Be sure that you know what kind of coverage you need and that it matches what’s in the policy. There’s no point paying for coverage you don’t need — or that you already have.
“Double-check to see what is covered by your homeowners’ or renters’ policy,” she adds. “Items such as your belongings may be covered worldwide. Ask the airline what is covered when it comes to lost bags, missed or canceled flights. Do a little research to see what is already covered. Only buy what fills the gaps.”
How I do it
I’ve purchased numerous travel insurance policies in my career as a travel writer and consumer advocate. I’ve bought them through every channel mentioned in this story, and fortunately for me, they’ve all worked — which is to say, the insurance company has honored every one of my claims.
I really like the ability to compare travel insurance policies quickly, so my first stop is a travel insurance comparison site like G1G or Squaremouth. But I also cast a wide net, checking with my travel agent (if I’m using one) or clicking on a travel insurance company site, like AIG, Allianz Travel Insurance or Travelex.
The information helps me make a better decision about my travel insurance needs for my next trip. It will for yours, too.
Read the full Forbes article online here: https://www.forbes.com/sites/christopherelliott/2019/01/20/where-to-buy-the-best-travel-insurance-for-your-next-trip/#7cf66b97185c