Check your existing insurance policies before you buy travel insurance to cover trip cancellation, lost luggage, medical expenses, or car rental insurance. You’re likely to have partial or complete coverage. But if you need some, ask your travel agent about a comprehensive package. The cost of travel insurance varies widely, depending on the cost and length of your trip, your age and overall health, and the type of trip you’re taking. Insurance for extreme sports or adventure travel, for example, will cost more than coverage for a cruise. Some insurers provide packages for specialty vacations, such as skiing or backpacking. More dangerous activities may be excluded from basic policies.
For information, contact one of the following popular insurers, listed in alphabetical order:
- Allianz (tel. 866/884-3556; www.allianztravelinsurance.com)
- Travel Guard International (tel. 800/826-1300; www.travelguard.com)
- Travel Insured International (tel. 800/243-3174; www.travelinsured.com)
- Travelex Insurance Services (tel. 800/228-9792; www.travelex-insurance.com)
To compare policies and prices, visit any of these reliable online sources: www.insuremytrip.com, www.quotewrite.com, www.squaremouth.com and www.tripinsurancestore.com.
Read the full Frommer’s article online here: http://www.frommers.com/tips/health-and-travel-insurance/travel-insurance-at-a-glance