How to Get Your Money Back if You Bought the Wrong Travel Insurance Policy, says Squaremouth

Published by Megan Singh March 17, 2015

ST. PETERSBURG, FL March 17, 2015 – Travel insurance may be a smart investment for travelers, but depending on the policy, it can also be a significant additional cost. Fortunately for those who have second thoughts about their policy, most come with a Money Back Guarantee period. Squaremouth, America’s fastest growing travel insurance comparison site, explains how travelers can get their money back if they change their mind about an insurance policy.

Money Back Guarantee: How it Works
90% of travel insurance policies on squaremouth.com come with a Money Back Guarantee or “free look period”, during which a traveler can decide whether or not the policy they purchased is right for them. This time frame typically lasts up to 14 days following the purchase date, or until the traveler starts their trip, whichever is sooner. Some policies, however, allow the traveler to cancel their policy up until their departure date.

The Money Back Guarantee comes at no additional expense. During this window, most providers offer 100% reimbursement, however some hold back a cancellation or administration fee.

Money Back Guarantee: Terms by Provider
While the Money Back Guarantee is standard across most travel insurance, the terms differ by policy. To help travelers find the one that best fits their needs, Squaremouth has compiled a list of their products, organized by Money Back Guarantee timeframes.

Products with a 14 Day Money Back Guarantee Period
April Travel Protection
Economy Plan
VIP Plan
Trip Cancellation Plan
Multi-Trip Plan Universal
Multi-Trip Plan Elite
Choice
Global Alert Administrators
Global Alert Essentials
Global Alert Preferred
Global Alert Preferred Plus
MH Ross Travel Insurance Services
Asset Plus
Bridge
Complete
Asset
RoamRight
Preferred
Elite
Active
Adventure
Multi-Trip
Multi-Trip Medical excl US
Medical excl US
Evacuation
Tin Leg
Standard
Luxury
Gold
Travel Insured International
Worldwide Trip Protector Lite
Worldwide Trip Protector Plus
Worldwide Trip Protector

Products with a 10 Day Money Back Guarantee Period
Allianz
Classic
Classic with Trip+
CSA
Custom
GeoBlue
Voyager Choice
Voyager Essential
Trekker Choice excl US
Trekker Essential excl US
HTH Travel Insurance
TravelGap Voyager excl US
TravelGap Multi-Trip Silver excl US
TravelGap Multi-Trip Gold excl US
TravelGap Excursion excl US
InsureandGo USA
Silver
Gold
Platinum
Global Silver excl US
Global Gold excl US
Global Platinum excl US
iTravelInsured
Deluxe Travel
Elite
Travel Lite
365 Travel Medical Program
Student
Standard Travel
365 Standard
365 Deluxe
Seven Corners
RoundTrip Economy
RoundTrip Elite
Travelex Insurance Services
Flight Insure Multi-trip AD&D Only
Flight Insure Package Plan Multi-trip
Flight Insure Plus – Flight AD&D Only
Flight Insure Plus – Package Plan
Travel Basic
Travel Max
Travel Select
TravelSafe
Basic
Classic
Classic Plus
Trawick International
Safe Travels USA Trip Protection
Safe Travels International Trip Protection excl US
USA-ASSIST Worldwide Protection
GlobalTrip Classic
GlobalTrip Saver
GlobalTrip Plus
GlobalTrip High Medical

Products with a Money Back Guarantee Until Departure
HCC Medical Insurance Services
Atlas International Excl US
Atlas America Incl US
Atlas MultiTrip Incl US
Atlas MultiTrip excl US
Seven Corners
Liaison Continent excl US
Liaison Majestic excl US
Liaison International excl US
Wander Frequent Traveler excl US
Trawick International
Safe Travels USA
Safe Travels International excl US
USA-ASSIST Worldwide Protection
Global Travel Medical Executive
Global Travel Medical Gold
Global Travel Medical Platinum
Global Travel Medical Standard
GlobalTrip Classic

Products with No Money Back Guarantee
Air Ambulance Card
Standard Annual
Extended Stay 6 Months
Extended Stay 12 Months
MedjetAssist
Annual Membership
MedjetAssist Extended Stay
MedjetAssist Short Term Plan
USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
Global Travel Medical Standard
Global Travel Medical Titanium

ABOUT SQUAREMOUTH:
Squaremouth is an online company that compares travel insurance products from virtually every major travel insurance provider in the United States. Using Squaremouth’s comparison engine and third party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at www.squaremouth.com.

AVAILABLE TOPIC EXPERT:
Megan Singh
msingh@squaremouth.com
(727) 378-0983