ST. PETE BEACH, FL July 27, 2011 – Given the recent terror alert, Americans traveling overseas should take the time to understand how travel insurance can protect them against terrorism, advises Squaremouth.com, a comparison site for travel insurance. “Although most travel insurance plans offer some form of terrorism related coverage, the degree of protection varies from one policy to the next,” advises Sarah Byrne, Marketing Manager at Squaremouth. “While looking for a travel insurance policy, travelers should consider whether they are content with only being able to cancel a trip if a terrorist attack takes place, or if they want the option to cancel if they are afraid an attack could happen.”
“U.S. Citizens are reminded to maintain a high level of vigilance and to take the appropriate steps to increase their security awareness,” advises the U.S. Department of State. They believe the enhanced potential for anti-American violence is directly related to the death of Osama Bin Laden last May.
Policies that specifically mention terrorism will usually reimburse non-refundable trip costs if a traveler cancels or interrupts a trip because of an attack. In most cases though, a travel insurance policy would have to be purchased within two weeks of the first trip payment for coverage to be available.
If travelers want the option to cancel a trip because of a threat, travelers will need to purchase a travel insurance policy that includes the benefit Cancel for Any Reason. Cancel for Any Reason is an upgrade option that is available with many policies and provides the traveler with the ability to cancel the trip without an explanation and receive a refund up to 75 percent of the trip cost.
In addition to cancellation and interruption coverage, some policies provide coverage for Non-Medical Emergency Evacuation. “Non-Medical Emergency Evacuation is specifically designed to evacuate a traveler from a place of danger to a nearby place of safety,” explains Chris Harvey, CEO of Squaremouth. The benefit is available in policies provided by Travel Insured International, MH Ross and TravelSafe.
Travelers are also advised by the U.S. Department of State to enroll in the Smart Traveler Enrollment Program. The program allows the U.S. Embassy to easily contact travelers in the event of an emergency, as well as assist travelers by sending important safety and security announcements.
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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