How to avoid it: Depending on your plans, travel insurance may be unnecessary. If it makes sense to opt into the insurance coverage, for example if you’re traveling to a location with limited medical access or if your trip could be affected by a natural disaster, then it’s worth purchasing. But make sure you understand exactly what the policy covers by studying the fine print. If you need help comparing policies or just need a rundown of how this type of insurance works, consider using sites like Squaremouth and InsureMyTrip.
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