Buy through a travel agent or third party. Your travel agent may offer an insurance policy. (More on buying through an agent in a moment.)
You might also consult an online company that specializes in comparing and evaluating insurance policies, such as Squaremouth, Travel Insurance Review, Trip Insurance Store, and InsureMyTrip.com. These can be useful ways to quickly find the best travel insurance policy.
Read the full Huffington Post article online here: http://www.huffingtonpost.com/entry/does-travel-insurance-really-cover-you-heres-what_us_58b95479e4b02eac8876cd52