The clash in Paris between “yellow vests” and authorities over a gas-tax increase left 130 people injured and 412 arrested over the weekend.
With most travel insurance policies, travelers are out of luck when these types of events unfold.
“Civil unrest, riots and acts of war are typically not covered by any type of insurance, including travel insurance, and most policies list events of this nature as common exclusions within trip cancellation coverage,” Jenna Hummer, spokeswoman for Squaremouth travel insurance company, wrote in an email Tuesday.
The important takeaway: Know what your travel insurance does and doesn’t cover.
For example, if you bought a policy that includes nonmedical evacuation and think you’ll be taken out of a dangerous situation whenever you choose, check the terms. Many policies require a U.S. State Department travel alert or warning to be issued before an evacuation can go into effect.
“The exact type of evacuation notice needed to trigger the benefit varies from policy to policy,” Hummer said.
Read the full Los Angeles Times article online here: https://www.latimes.com/travel/la-tr-paris-travel-insurance-over-civil-unrest-20181204-story.html