Insurance abroad sometimes isn’t optional.
This isn’t the old saw about not being covered by Medicare when you travel abroad. (Generally you are not.) Before COVID-19, a handful of countries required travelers to have insurance that covered them at the destination, no matter their age or whether they had insurance at home.
Now the list of such destinations is growing.
Now, some countries are requesting proof that you’re covered before they let you in.
Costa Rica, for instance, which is admitting U.S. visitors, now requires proof of insurance uploaded to its Health Pass, which is not available until 48 hours before your flight. You must have a Health Pass for each member of your party. If your health insurance doesn’t meet the requirements, Costa Rica will be in touch.
Finding out that your insurance doesn’t measure up isn’t something you want to learn about a couple of days before departure, mainly because Costa Rica has an additional requirement: Your insurance must cover lodging expenses if you are quarantined for COVID-19, said Megan Moncrief, chief marketing officer for Squaremouth, which allows you to compare travel insurance policies.
“Eighteen of the travel insurance providers on our website cover medical expenses for contracting COVID-19,” Moncrief said. “Fourteen of them also include cancellation coverage for contracting the virus. Most travel insurance policies come standard with the amount of medical coverage we have seen become required per destination.”
But, she said, “The outlier is the additional amount of ‘lodging’ expenses required by Costa Rica. At present, only one policy on our website meets this benefit level.”
Squaremouth keeps a list of country requirements that you’ll want to consult if you’re traveling internationally.
Be sure to check because the best insurance surprise is no surprise.
Read the full LA Times article online here: