Consumers with travel insurance will be covered for any changes in plans made as a result of the storm. But there’s a catch: Their policy must have been purchased before Hurricane Lane became a named storm on Aug. 15. If it was purchased after that point, it won’t cover hurricane-related travel changes, said Steven Benna, a marketing specialist with travel insurance comparison website Squaremouth.
A variety of situations are covered by travel insurance, Benna said, such as if a hotel is evacuated or a flight is cancelled. Travelers who have not yet made their way to Hawaii may also be eligible for trip cancellation coverage now that hurricane warnings are in effect.
Those already in Hawaii who have travel insurance can also get reimbursed for any additional expenses incurred if they choose to book transportation out of the state. “There’s a maximum amount of coverage based on the trip cost,” Benna said, which usually represents between 100 and 200% of trip cost. “That money can go toward unused portions of the trip as well as transportation-related expenses to get home.”
Read the full MarketWatch article online here: https://www.marketwatch.com/story/as-hurricane-lane-pushes-toward-hawaii-heres-what-travelers-need-to-know-2018-08-22