Scrutinize a travel insurance policy before you buy it. Travalliance’s Murphy said it’s essential to read the fine print so you’re not unpleasantly surprised that the policy doesn’t cover what you expected. “It ought to have trip interruption insurance to cover you for prepaid items if you don’t fulfill the trip. Be sure it picks up costs if your airline cancels on you and you need a hotel or meals.” Frommer likes the Squaremouth.com site, which searches for the best travel insurance policies. “Never buy travel insurance from the same people you’re buying your travel from. If they go belly up, you’ll lose the cost of the trip and the insurance. And you’re paying them a commission that’s more than if you go direct,” she said.
Consider using a travel agent — now called a “travel adviser” — to get luxury-travel perks. Upchurch, of the Virtuoso network of luxury travel agencies, gave an example. “A client called about booking a three-night stay at the Aria hotel in Las Vegas, after finding an ‘awesome’ rate online and asked one of our travel advisers to beat it. The adviser said: ‘I can’t beat the rate; my rate is $20 more per night, but if you book with me, you get breakfasts included and a VIP upgrade and a $100 resort credit, so the value of the stay is much better. You’ll pay an extra $60 total for a three-night stay in exchange for $200 in value.”
Read the full MarketWatch article online here: https://www.marketwatch.com/story/vacation-hot-spots-and-money-saving-travel-tips-from-the-experts-2019-02-11