Don’t expect trip insurance to cover a canceled trip to the Dominican Republic
Those who are unable to obtain a fee waiver or refund shouldn’t necessarily expect travel insurance to be of assistance in this case.
While the U.S. government has issued an advisory regarding travel to the Dominican Republic, that is not a qualifying event for cancelling trips under standard travel insurance policies, said Jenna Hummer, director of public relations at Squaremouth, a travel insurance comparison website.
“Most travel insurance policies do not cover trip cancellations in response to a travel alert or travel warning, unless they are related to a specific policy benefit, such as terrorism or inclement weather,” Hummer said. “Additionally, fear of traveling to a destination is never a covered reason under a travel insurance policy to cancel your trip.”
However, an upgrade policy allows cancellations for any reason. Squaremouth has seen a 113% increase in the number of travelers purchasing this upgrade for upcoming trips to the Dominican Republic since tourist deaths began attracting headlines in April.
Consumers may also want to consider buying a travel insurance policy that comes with emergency medical coverage to prevent against exorbitant out-of-cost expenses.
Read the full MarketWatch article online here: https://www.marketwatch.com/story/airlines-offer-fee-waivers-for-dominican-republic-flights-in-wake-of-tourist-deaths-2019-06-27?link=MW_latest_news