Another option for nervous travelers is a travel insurance upgrade known as “cancel for any reason.” This allows travelers to cancel their trip up until about two or three days before departure without explaining why. Most policies have to be purchased within a few days or a few weeks of initially buying the trip.
“Cancel for any reason can only be used prior to departure,” said Jenna Hummer, a spokeswoman for Squaremouth, a travel insurance comparison website. It’s also expensive. “It adds about 40 percent to a policy, which is based on trip cost,” and reimburses 75 percent, generally, she added.
But since insurance is regulated by states, some do not allow the provision, including New York, though it is available to residents in Connecticut and New Jersey.
Read the full New York Times article online here: https://www.nytimes.com/2018/12/03/travel/travelers-need-to-know-paris-riots.html