Standard travel insurance may cover trip cancellations if a terror attack takes place shortly before your arrival, according to Rachael Taft of SquareMouth.com, a travel insurance comparison site. For example, depending on the policy, insured travelers cancelling trips to Nice, France, may be eligible for refunds for trips scheduled within seven to 30 days of the July 14 truck attack there, she said.
But standard trip insurance won’t cover trips cancelled out of more generalized fears. If you booked a trip to Rio de Janeiro for the Olympics and bought standard insurance, “you would unfortunately be out of luck if you want to cancel due to fear of Zika,” Taft said.
Read the full New York Times article online here: http://www.nytimes.com/aponline/2016/07/20/us/ap-us-travel-insurance.html