Imagine you’re a month away from the cruise you’ve been planning for nearly a year. You’re traveling smarter these days, so with some health issues in the family, you decide to look into getting travel insurance.
The problem comes when you finally get around to looking for a policy. You find out that you won’t be covered for your medical expenses if your bad back flares up on your trip and you may not even be covered if you need to cancel the trip because your father-in-law’s heart condition worsens.
The reason: They’re pre-existing conditions, which are usually excluded on travel insurance policies.
Fortunately, that doesn’t have to be the case. Based on my work at Squaremouth, an online company that compares travel insurance products, I’ve found that you may be able to buy travel insurance covering pre-existing conditions without paying more or filling out a special application. It’s all about timing.
Read the full article online at PBS NextAvenue: http://www.nextavenue.org/avoid-one-biggest-travel-insurance-mistakes/