Timing is important when it comes to terrorism and insurance. A covered event has to happen after you buy the insurance. “Even though Brussels was recently under a high terror alert, no terrorist acts have occurred, so travelers with plans to visit the city are still eligible to purchase travel insurance with terrorism coverage,” says Rachael Taft, a spokeswoman for Squaremouth.com, a travel insurance site.
Of course, it’s too late to buy travel that will let you cancel existing reservations on the basis of the November attacks. “However, a future attack would most likely be covered under most policies,” Taft says.