ST. PETE BEACH, FL August 25, 2011 – Already on vacation or about to leave? With hurricane Irene heading towards the northeast, homeowners are paying close attention to where the storm will hit. “A little known benefit in most travel insurance policies could really make a difference for those travelers,” advises Chris Harvey, CEO of Squaremouth. “If a traveler’s home is rendered uninhabitable by a hurricane, their travel insurance policy may cover them to cancel their trip or come home early and receive reimbursement.”
Although many travelers would cut a trip short if they find out something bad happened to their home, almost none would make a travel insurance claim because they didn’t know they could. Having the option the file a claim would give travelers the chance to get back unused trip expenses, as well as the costs of flights to get home.
“This provides extra protection and peace of mind that unforeseen expenses are covered not just if something happens on the trip, but also at home while they are away,” says Kathy Townend, Marketing Manager at CSA Travel Protection.
Travelers should remember, in order for coverage to be effective, all travel insurance policies must be purchased before a hurricane is named. “Since Irene became a tropical storm on August 22, only policies purchased before that date will provide coverage for the storm,” explains Sarah Byrne, Marketing Manager at Squaremouth.
Another limitation to take into account is a travel insurance policy cannot be cancelled due to “fear” of something bad happening. If someone wants the choice to cancel without providing a reason, Squaremouth recommends finding a policy that offers the Cancel for Any Reason benefit. Cancel for Any Reason allows someone to cancel the trip without explanation, and receive a refund up to 75 percent of the trip cost, however, to qualify for this benefit, travelers must purchase a travel insurance policy within 14-30 days of the initial deposit payment.
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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