ST. PETERSBURG FL July 11, 2017 — Travel delays are a significant concern each summer, with roughly 1-in-5 flights being delayed. This summer, if you find yourself stuck at the airport for hours, or even overnight, travel insurance may reimburse your expenses.
During the busy summer travel season, leading travel insurance comparison site, Squaremouth, shares its expert tips on getting travel delay claims approved.
Contact Your Provider’s Emergency Assistance
Each travel insurance provider on squaremouth.com has a 24-Hour Emergency Assistance department that will explain coverage based on your situation.
“Before making any changes to your itinerary or spending money on a hotel room, we recommend contacting your provider’s Emergency Assistance,” says Squaremouth Claims Director Brandi Morse. “Whether it’s a travel delay or a flight cancellation, they will be able to explain your options immediately.”
Keep All of Your Receipts During the Delay
The Travel Delay benefit can reimburse you for meals and hotels while your trip is delayed, but you must remember to keep your receipts from the delay.
Most policies include Travel Delay coverage as an extra benefit for travelers. This benefit will typically reimburse between $250-$1,500 per traveler.
Get a Statement From Your Airline Confirming the Delay
Travel insurance providers typically require a statement confirming you were actually delayed and why. To be reimbursed, you usually must be delayed for a minimum of 3 hours, however some policies don’t provide coverage until a delay exceeds 12 hours.
Most approved Travel Delay claims are for severe weather or a mechanical breakdown that impacts a flight. However, missing your flight because you got caught up at a security checkpoint, especially as airports increase security measures, is not covered.
Keep Your Trip Documentation
Many providers will ask travelers to show the impact of a delay on their travel plans. In some cases, you may be covered by the Travel Delay benefit to catch up to your cruise.