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Travel Insurance Coverage for Memorial Day Travel Delays, Explained by Squaremouth

Travel Insurance Coverage for Memorial Day Travel Delays, Explained by Squaremouth

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ST. PETERSBURG FL May 25, 2017 — Each year, about 20% of travelers are delayed en route to their Memorial Day vacation, according to data from the United States Department of Transportation. Leading travel insurance comparison site, Squaremouth, explains when travel delays can be covered this Memorial Day weekend.

What is Covered?

Travel Delay coverage is provided on most policies from This benefit provides reimbursement for meals and hotel accommodations if a trip is unexpectedly delayed for at least 3-12 hours.

Delays Caused by the Airline
The Travel Delay benefit is most commonly triggered by the delay of a travel supplier, including inclement weather or a mechanical breakdown.

Delays Caused by a Flight Disturbance
Some policies with the Travel Delay benefit cover any delay of a ticketed form of transportation, such as a flight being held up to remove a passenger due to a disturbance or overbooking.

What is Not Covered?

More than 39 million Americans are expected to travel this Memorial Day weekend, the highest total in 12 years, according to AAA. With more people on the roads and in airports, even insured travelers should plan ahead for traffic and long security lines.

Missed Flight Due to Traffic
Getting caught in traffic does not trigger travel insurance coverage. However, some policies may provide coverage if a traveler is delayed due to an accident while on their way to the airport.

Missed Flight Due to Long Airport Security Lines
Travel insurance does not cover travelers who miss their flight due to long lines checking in, or at a security checkpoint.

“Travel insurance is designed to protect travelers from unforeseen events,” explains Squaremouth spokesperson Megan Moncrief. “During holiday weekends, heavy traffic and long lines in the airport can be expected, and are not covered by travel insurance.”

Notes to editors

Available Topic Expert: Steven Benna, inhouse data specialist is available for comment and interview. (727) 619-7262

About Squaremouth: Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at