ST. PETERSBURG, FL January 18, 2012 – The recent cruise ship tragedy has travelers questioning whether travel insurance will provide reimbursement if they decide to cancel an upcoming cruise. According to Squaremouth.com, a site for comparing and purchasing travel insurance, it’s important for travelers to understand whether their travel insurance adequately protects them in the event they want to cancel. “While looking for a travel insurance policy, travelers should consider whether they are content with being able cancel for limited reasons, such as health and weather, or if they want the option to cancel if they are concerned a similar accident could happen on their cruise ship,” says Sarah Byrne, Marketing Manager at Squaremouth.
“Since cancelling for fear of a similar situation happening isn’t covered under the standard Trip Cancellation benefit, travelers will want to look for policies with the Cancel for Any Reason benefit,” advises Chris Harvey, CEO of Squaremouth. Unlike Trip Cancellation, Cancel for Any Reason allows someone to cancel the trip without explanation, and receive a refund up to 75 percent of the trip cost. However, to qualify for this benefit, travelers must purchase a travel insurance policy within 14-30 days of the initial deposit payment.
“Most travel insurance programs do not provide coverage under the Trip Cancellation or Trip Interruption benefits for events similar to the recent cruise ship loss since it was caused by the cruise line,” explains Bill Dismore, Executive Vice President at iTravelInsured. For coverage to be available, the cause of the event would have to be listed under the qualified reasons for reimbursement within the travel insurance policy. This type of situation is not listed under most policies.
In the event a travelers’ cruise is interrupted, Squaremouth encourages them to contact their travel insurance provider to see what type of coverage is available. “While CSA’s policies vary slightly in exact coverage, for this type of event the majority offer coverage and assistance for emergency medical treatment, evacuation, baggage loss and costs incurred due to finding new lodging,” explains Kathy Townend, CSA Travel Protection’s Marketing Manager.
Travelers are also reminded that each travel insurance policy comes with an emergency assistance number. Not only can they assist someone in a medical emergency, but they can help arrange an emergency cash transfer, language interpretation services, travel documents replacements, emergency messaging services and transportation services.
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St. Petersburg, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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