If a hurricane wreaks havoc on your vacation plans and you’re unable to reach your final destination, most policies will pay for your losses. But there’s a catch. For cancellation coverage to kick in for any natural disaster, your accommodations would have to be rendered uninhabitable or your air carrier would be unable to reach your final destination, says Rachael Taft, a spokesperson for travel insurance comparison site Squaremouth.com. So, while a tropical storm may threaten to dampen your getaway, if there’s no official hurricane or storm named and you decide to change your plans on a whim, you won’t be reimbursed.
Read the full U.S. News & World Report article online here: http://travel.usnews.com/features/5-surprising-things-that-arent-covered-by-travel-insurance/