Choosing the right insurance option depends on your itinerary and other factors such as price and length of your trip. “Considering travel insurance is always a smart idea … whether it will help you or not is an open question,” Elliott says. To receive trip cancellation and interruption benefits, such as reimbursement for costs that are nonrefundable (think: plane tickets), there must be a significant and unforeseen inclement weather interruption. Plus, there tend to be exclusions and caveats, so it’s important to do your homework, Elliott explains. Before you invest in insurance, rely on a reputable comparison site such as InsureMyTrip and Squaremouth.com to help weigh your options.
Read the full U.S. News & World Report article online here: http://travel.usnews.com/features/how-to-handle-weather-related-delays-and-cancellations-over-the-holidays/